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1.3

I applied before reading all the small print.

Extremely high interest rate and I paid off my balance months ago but kept card open.

Now they bill $4 month fee and say its annual fee of 48 but broken into 12 payments. I asked to pay the 48 upfront and they won't let you. They're hoping you forget so they can hit you with outrageous late fees. I don't want to remember $4 month bill I have good cards from other merchants so I cancelled this today.

I would suggest other cards if you are building credit. This is bad card.

High interest and not reputable for getting you going. Just read print

Reason of review: Pricing issue.

Location: Mesa, Arizona

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Guest

Can I pay on my Merrick bank card here?

Guest

Can you recommend the good cards that you have because I don't want to get caught in a position of helping some credit card company get richer off of me while I'm trying to build up my credit score!

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