Merrick Bank is a thief company. Even after I've paid off this credit card I still have to go in and pay the $4 monthly fee.
I've asked them to charge me yearly but they won't. GUESS WHAT; actually the monthly fee is $5 because they add $1 of interest on that annoying $4.
There has to be some kind of regulatory agency that can look into this. I missed a month and they reported me to the 3 agencies and my perfect credit is not so perfect anymore all for $5.
Avoid this company at all costs!!!
Product or Service Mentioned: Merrick Bank Credit Card.
Reason of review: Problems with payment.
Preferred solution: remove the $5 late payment reporting from my credit.
I didn't like: Monthly fees instead of yearly fees.