Merrick Bank - Merrill says Eff you forever, Closed w/out warning inactivity
Same thing happened to me. No notification and didn't receive letter.
No sign of closure on account website (that I checked now and again), where it shows current month due date with zero owed. I failed to see available credit was zero. Think carefully about what it really means for a company that you've done good business with to say permanently closed, no chance to reopen an account that you've maintained well. They're saying screw you, we don't ever want you as a customer again.
You don't have to tell me twice. I have major bank cards, obviously didn't need them for much. At the very least send a letter, something prior to closing. They don't want customers they can't make a mint off of in interest and fees.
Just beware, other banks can do the same. Use every once in awhile and just pay in full.
Reason of review: Poor customer service.
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This is Merrick Bank's weakness!