I accepted a preaproved offer,and after 7 payments,they doubled my cli just as they promised!my credit has jumped from a 560 fico to a 639 fico and still climbing!They offered me a card when no one else would.The one time I called customer service they were very nice.A lot of the complainers here are self inflicted.Missed payments,accidently having payments rejected...etc...this is not the banks fault.over spending and going over the limit is not their fault.They didnt agree to be your babysitter.And yes the rules are strict,but when you have a membership in the bad credit club,its understandable.None of the big banks will touch you with bad credit,so you should be thankful someone will take a chance on you.Thanks,Merrick Bank!Ive learned my lesson well,and will never never co- sign for ANYONE again
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