Product: Merrick Bank Credit Card Clear all filters (88 of 88 reviews match)
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As the comment below I too have experienced the same problem.I have made 3 phone calls with the same response .. no one can help me and no one knows who to contact My bill was paid in full and mailed Dec 26. They tell me I need to wait 10 days and added $113 to my...
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Merrick Bank Credit Card
#1161185
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What *** me off the most is this will go on my credit report as a late payment! Their response was "nothing we can do" they didn't seem to care if we were wronged or if we're cancelling our account. Merrick Bank is not worth the hassle. We've had Capital One credit...
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Anonymous
Sue webb

FAMOUS QUOTE FROM THEM "NOTHING ICAN DO ABOUT IT" HOPE YOU GO BANKRUPT !!! Cause you have destroyed my credit score.

Anonymous
Sue webb

They got me too I haven't been late paid extra some months and kept up my end of agreement. I called to see when my pymnt was due and how much. I find out my card is cancell...

1.0
Product
Merrick Bank Credit Card
I liked
  • Ending account
I didn't like
  • Customer service and billing practices
#1133370
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They reported late payment to my credit report due to a $10 charge for the month that I missed.I have never made a late payment in over 2 years and did not use my card in over 1 year. No call, no mail, no email just negative credit report for late payment for a $10...
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Merrick Bank Credit Card
#1131948
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Merrick Bank - Do not get credit card fom this company

#1166001
1.0
Details
We didn’t use 1 year our credit card they closed account,balance was zero,don’t give them business
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Merrick Bank - Complaint

#1126395
5.0
Details
MERRICK BANK IS A RIP OFF I JUST GOT 1400.00 CREDIT ADJUSTED I WAISTED AT LEAST $800.00 OR $900 AND NOW I 0NLY HAVE 24.00 AVAILABLE? I KNOW WHAT I SPEND, ITS NOT RIGHT.
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Merrick Bank - Ruined my credit & closed my acct

#1088389
1.0
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So just recently, this PoS company closed my emergency card because I hadn't used it and won't reopen it. I received the letter 10 days after they did this. Because so, my credit dropped by 10+ points and other credit cards were affected. Heinous company, horrible customer service.
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Merrick Bank Credit Card Review

#995274
1.1
Details
I desapoinment, the customer service, the credit score from this card, normally 6 moth older, never, never help me to up my credit line, the 26℅ is horrible, never take this card, very bad experience, very bad......
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I opened an account last year and used it a minimal of times.It was supposed to be for backup. Because there was no activity for 2 months, I received a nasty letter stating that they would be lowering my limit to 300 and the account would be closed at the end of the...
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Anonymous
Sue webb

Poor customer service. Hidden contact information, maybe the FDIC needs to be checkeing out their banking system and practice

1.0
Product
Merrick Bank Credit Card
I didn't like
  • Unwilling to work with customers
  • Customer service and account practices
  • Customer service attitudes
#1115088
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Rep stated that non-posting was due to a major computer malfunction at Merrick Bank and to wait. Recently rec'd bill for late payment for unrecorded payment due to computer malfunction. "Arlene" claiming to be Merrick Bank employee #1 tried to blame B Of A. Buzzz!...
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Merrick Bank Credit Card
#1077195
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You can never get caught up dealing with Merrick Bank. Even when they receive your auto-drafted payment on time and send you a thank you, they wait to post it so they can assess a $38 late fee each month. On top of the ridiculous interest rate.....because you're trying...
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1.0
Product
Merrick Bank Credit Card
#1072817
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I've had an account with Merrick Bank for many years. After a bankruptcy in 2007 I began rebuilding my credit and Merrick Bank was helpful with this process. I have to admit, I haven't used the card much of late mostly due to other credit cards offering bonus points...
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2.0
Product
Merrick Bank Credit Card
#1072795
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I mailed a payment 6/20 it is now 7/3, and no one has received or process the payment how convenient the payment is now due again now and who gets more fees?Trying to pay this BS account off but I guess not, White collar crime at its best get it while you can thieves....
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Anonymous
Anonymous

My payment is due on the 16th of the month i mail it out on the 1st of the month it doesn't. Get process until the 17 the month they claim the mail is slow. So i end up with l...

Anonymous
anonymous

Its very true I agree 100% and even if you pay online they still hold payments and post it when they want to and charge you a late fee. Some peolple are unaware until it happe...

Product
Merrick Bank Credit Card
I didn't like
  • Illeagal credit practices
  • Unwilling to work with customers
  • Payment process by mail is crazy
#1069417
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Mailed payment immediately after receiving statement.Waiting and waiting to clear bank. Never clears. Called customer service to make two months of payments and they wanted to charge $15 for over the phone payment. Absolutely refused to accept as payment not posted....
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Merrick Bank Credit Card
#1067265
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00 which would have not happened if they had processed the payment in a normal amount of time. They were rude, and not helpful at all and could have cared less. I have been with Merrick bank for 10 years never late on payments never over the limit in that time. As soon...
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1.0
Product
Merrick Bank Credit Card
I liked
  • Customer service
I didn't like
  • Charging late fees on payments made prior to due date
#1063729
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