do nuse merrick bank at any cost.i had opened a credit card with them at a low interest.
when i used it they jacked up the price for interest. i just took out a debt consolidation loan and my credit union paid them off. and they are still billing me and calling me on the phone harassing me for payment even though they have been paid they are a mormon bank and are ripping off consumers every chance they can get.run to the nearest shredder and never do business with this company or household bank services.
they are a nightmare for consumers.i will never have another credit card again