623 views
1 comment

I called to inquire about lower interest rate and the monthly service fee for the card. Ask the representative how I can stop the monthly service fee she told me if the account was closed then I wouldn't be billed for the monthly service membership fee of 4.00 dollars a month.

I closed my account with a balance on it. The next month bill came no service fee was on it. Two months later services fee came back. called customer service again.

This rep explained that I shouldn't have closed my account I could of ask for a 6 month reduced interest rate plan that would reduce my interest rate and stop the fees. Why didn't the first rep tell me that? So they grant me a 6 month reduce interest rate plan, but sure enough on the 7 month the 4 dollar membership fee is back on my account. Called again and now get another explanation as to why I have this and why it wont stop.

Long story short. They are a rip off.

I do not recommend this card. The interest rate is too high and the membership fee is to much you will never pay your balance down.

Reason of review: bad credit card.

Merrick Bank Cons: Hidden fees, Not helpful, Bad practices.

Location: Draper, UT 84020, USA

Do You Have Something To Say ?
Write a review

Comments

chat-icon

Please avoid publishing any personal information and promotional content

You will be automatically registered on our site. Username and password will be sent to you via email.
Post Comment
Guest

The interest and service fee is too high...I keep paying the bill every month but my balance has notCome down...I will close acct and just makes payment arrange due to I got layed off from work and cannot pay anything rt now on this credit card

Merrick Bank Reviews

  1. 161 reviews
  2. 39 reviews
  3. 17 reviews
  4. 14 reviews
  5. 10 reviews
Merrick Bank reviews