Merrick Bank Complaints and Reviews

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  • Apr 29
  • Banks
  • Portland, Maine
  • Credit Card
  • 70
  • REVIEW RATING 4/5

I just received a notification from Merrick Bank that I am late on my last payment. They sent me an email stating "We realize that there may be many reasons why you have not made your payment. If you are having trouble making your payment, please call us today to see what we can do to work with you. We want to help you keep the great benefits and opportunities that your Merrick Bank card provides... Read more

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  • Apr 14
  • Banks
  • Glendora, California
  • Account Access
  • 127
  • REVIEW RATING 5/5

I have been a very VERY loyal customer of MERRICK for the past few years. I never missed a payment or had any late fees. I actually paid my card via auto pay monthly($35)) and paid a second payment and most months a third. USUALLY FOR 100$ And $300. To my surprise my account has been closed. I didn't receive any notifications at all. I had to call to find out why my card was declined. My last... Read more

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  • Apr 14
  • Banks
  • Youngstown, Ohio
  • Credit Card
  • 82
  • REVIEW RATING 4/5

I've had my credit card with them for several years and never once been late. Last month I was in the hospital and ended up being one day late. Didn't realize till I made the payment this month, I called and spoke with a very nice woman and she said no problem, we can reverse the fee. So I said thank you and went ahead and made my regular payment. So today I get an email stating that my payment... Read more

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  • Feb 23
  • Banks
  • Berkeley, California
  • Deposit Account
  • 352
  • REVIEW RATING 4/5

Merrick Bank is a MAJOR disappointment. I was an active card member with them for over two years and recently cancelled my account. When you sign-up for a secured card to rebuild your credit, they state that they give credit limit increases regularly once you establish a good payment record. Cool I thought. It's worth it. After being a card member for over two years and paying my bill IN FULL... Read more

Was this review helpful? 0 4

  • Jan 22
  • Credit Cards
  • Springfield, Missouri
  • Credit Card
  • 1
  • 1
  • 179
  • REVIEW RATING 4/5

I sent my payment in plenty of time, they charged me a late fee of $18.00 dollars, then raised my interest fees, now I have to pay $65.00 a month Minimum fee. They hold the payment for up to 10 days and then report it as late, illegal. I have learned not to trust them, I am on SSI and cannot afford to send in large amounts of money just to make them happy. This is ***, they shouldn't be able to... Read more

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  • Jan 04
  • Banks
  • Philadelphia, Pennsylvania
  • Bank Services
  • 1
  • 1
  • 114
  • REVIEW RATING 3/5

Why does merrick bank hold payments for one week after processing don't make no sense paid by money order still had to wait any body no why they do it the bank just tells u anything Read more

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  • Jan 01
  • Banks
  • Credit Card
  • 210
  • REVIEW RATING 4/5

I admit, divorce problems caused credit card settlements so to build up my credit again I received a Merrick card( and another bank also). I always pay each month in full. After the Home Depot breach, my number was used and Merrick caught it. That month, I filled out the affidavit but I had a problem with them charging me a late fee as I was waiting for them to remove the theft charges. Calling... Read more

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  • Dec 06, 2014
  • Banks
  • Baldwinsville, New York
  • Representative
  • 1
  • 1
  • 163
  • REVIEW RATING 4/5

i just called about a question on my account and the man who took the call was a bully. i resent being treated this way. it is uncalled for and whoever he is, he should be fired. I have an issue with my account recently and when i called whoever i spoke to gave me completely different information. i finally asked for a supervisor. this bank has terrible customer service. i wanted to tell the man... Read more

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  • Dec 03, 2014
  • Advertisements and Cons
  • Bank Account
  • 128
  • REVIEW RATING 4/5

Critical Alert! We have been trying to reach you. Please call Merrick Bank at 1-866-978-1543 . This message is free. To end alerts reply stop. receives this spam daily. the bbb has 100's of complaints.search google for merrick. its hard to believe this bank has not been closed down .search merrick on google. it has many sites about this company ripping off honest people Top 88 Complaints and... Read more

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  • Oct 31, 2014
  • Banks
  • Automatic Payment
  • 2
  • 2
  • 95
  • REVIEW RATING 3/5

Merrick bank sucks. They ripped me off. Hard to set up automatic withdrawal payments so they charge $12.00 every time you make a payment with a visa or Mastercard. Better off somewhere else I promise. Read more

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